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Edit File: 1637339130.M885031P140387.mocha3025.mochahost.com,S=56611,W=57716:2,S

Envelope-to: rafi@jack.ngo
Delivery-date: Fri, 19 Nov 2021 11:25:30 -0500
Date: Fri, 19 Nov 2021 11:24:50 -0500
From: Credit Canada <creditcanada@creditcanada.com>
Reply-To: creditcanada@creditcanada.com
To: rafi@jack.ngo
Message-ID: <1637338864779.e92473be-176f-4eee-8e8b-c2477e8f097e@bf05x.hubspotemail.net>
Subject: Join Us for our Virtual Event: De-Stress Your Debt on November
 25th!
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destress-your-debt-event-graphic (https://www.creditcanada.com/e3t/Btc/2I+1=
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Your financial difficulties are costing you more than just money. Your slee=
p, health and relationships may all be suffering in varying degrees. Even i=
f you=E2=80=99re trying to get a better handle on things, your debt won=E2=
=80=99t disappear tomorrow. So, what can you do in the meantime to help man=
age your mental health? According to those who treat people suffering from =
stress, there are many techniques to try.

Join us for a non-judgemental, empathetic, and inspiring event that will gi=
ve you validation, practical ideas, and hope.

click-to-register (https://www.creditcanada.com/e3t/Btc/2I+113/ck3sb04/VX87=
TZ6Z3zllW8KJmv22D3t5BW4CCSrm4B410MN54gmP_3pds1V1-WJV7CgBxQW3Tlnvw6crHV-W3Rc=
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more-information (https://www.creditcanada.com/e3t/Btc/2I+113/ck3sb04/VX87T=
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MODERATED BY:

Bruce Sellery

CEO of Credit Canada and Money Columnist at CBC and Cityline

PANELISTS:

Dr. Moira Somers

Financial Psychologist, Professor and Family Wealth Consultant

panelist

Paula Allen

Global Leader, Research and Total Well-being and Senior Vice-President at L=
ifeWorks

Credit Canada Debt Solutions, 45 Sheppard Ave E, Suite 810, Toronto, Ontari=
o M2N 5W9, Canada, 1.800.267.2272

Unsubscribe (https://www.creditcanada.com/hs/manage-preferences/unsubscribe=
-all?languagePreference=3Den&amp%3Bd=3DVn9Dlq9lp8RYVvxKbY3SH9B3W3F8JJR3P4wJ=
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:30px 30px 3px 15px"><div id=3D"hs_cos_wrapper_module_16354357633695" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" s=
tyle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-=
cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_w=
rapper_module_16354357633695_" class=3D"hs_cos_wrapper hs_cos_wrapper_widge=
t hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inheri=
t; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-t=
ype=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:175=
%">Your financial difficulties are costing you more than just money. Your s=
leep, health and relationships may all be suffering in varying degrees. Eve=
n if you=E2=80=99re trying to get a better handle on things, your debt won=
=E2=80=99t disappear tomorrow. So, what can you do in the meantime to help =
manage your mental health? According to those who treat people suffering fr=
om stress, there are many techniques to try.</p></div></div></td></tr></tbo=
dy></table>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:12px 30px 3px 15px"><div id=3D"hs_cos_wrapper_module_16372582916411" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" s=
tyle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-=
cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_w=
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ype=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:175=
%; font-weight:bold">Join us for a non-judgemental, empathetic, and inspiri=
ng event that will give you validation, practical ideas, and hope.</p></div=
></div></td></tr></tbody></table>
</div>


    
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   =20
    
      <div class=3D"hse-column-container hse-border" style=3D"min-width:280=
px; max-width:600px; width:100%; Margin-left:auto; Margin-right:auto; borde=
r-collapse:collapse; border-spacing:0; border-left:1px solid #cccccc; borde=
r-right:1px solid #cccccc; box-sizing:border-box; background-color:#fef9f3"=
 bgcolor=3D"#fef9f3">
    
   =20
    
    

<div id=3D"column_1637258314279_0" class=3D"hse-column hse-size-7">
  <div id=3D"hs_cos_wrapper_module_16372584193993" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; =
font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widg=
et" data-hs-cos-type=3D"module">
=09
<table class=3D"hse-image-wrapper" role=3D"presentation" width=3D"100%" cel=
lpadding=3D"0" cellspacing=3D"0" style=3D"border-spacing:0 !important; bord=
er-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt">
    <tbody>
        <tr>
            <td align=3D"center" valign=3D"top" style=3D"border-collapse:co=
llapse; mso-line-height-rule:exactly; font-family:Arial, sans-serif; color:=
#1b1b1b; word-break:break-word; text-align:center; padding:10px 0px 10px 2p=
x; font-size:0px">
               =20
                    <a href=3D"https://www.creditcanada.com/e3t/Btc/2I+113/=
ck3sb04/VX87TZ6Z3zllW8KJmv22D3t5BW4CCSrm4B410MN54gmP_3q3phV1-WJV7CgPNRV3ppt=
_7byPmzW2lrM_67lY9rFW4T19R52jQ8z0W2xPdTW1wKZ-7W46mL6T2_bG4NW5DTfsS42DydMW4d=
rmP58PVm8LW1t09_q4tKmkfW1M8PnH8CTrQFW5hPF4q6xDHtcW4wkPcK2XHvPnW7qV1sZ5PY-6m=
W7ntZpV7VCQYNW7x6yPJ5bfXPbW7zYtf_7SBYXVVxGvXs5J1rjQW63p3b74Y0H3SW8WzPsj4PjH=
WDW61WWDC13xz3TW7gsTZ047R8HGMDv57qrZSTsW7sz3k27Dl6vbW40fFVF6k-73sW4BcsH42j8=
XgFVdyKtT5NyZPPW2QDwx46Cd0Z1W6gFDnX3jVFk5W6QYYCk7ZgwDX36Xw1" target=3D"_bla=
nk" style=3D"color:#00a4bd; mso-line-height-rule:exactly" data-hs-link-id=
=3D"1">
               =20
                <img alt=3D"click-to-register" src=3D"https://www.creditcan=
ada.com/hs-fs/hubfs/click-to-register.png?width=3D654&amp;upscale=3Dtrue&am=
p;name=3Dclick-to-register.png" style=3D"outline:none; text-decoration:none=
; -ms-interpolation-mode:bicubic; border:none; max-width:100%; font-size:16=
px" width=3D"327" align=3D"middle" srcset=3D"https://www.creditcanada.com/h=
s-fs/hubfs/click-to-register.png?upscale=3Dtrue&amp;width=3D654&amp;upscale=
=3Dtrue&amp;name=3Dclick-to-register.png 327w, https://www.creditcanada.com=
/hs-fs/hubfs/click-to-register.png?upscale=3Dtrue&amp;width=3D1308&amp;upsc=
ale=3Dtrue&amp;name=3Dclick-to-register.png 654w" sizes=3D"(max-width: 327p=
x) 100vw, 327px">
               =20
                    </a>
               =20
            </td>
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    </tbody>
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</div>




<div id=3D"column_1637258314279_1" class=3D"hse-column hse-size-5">
  <div id=3D"hs_cos_wrapper_module_16372583989122" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; =
font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widg=
et" data-hs-cos-type=3D"module">
=09
<table class=3D"hse-image-wrapper" role=3D"presentation" width=3D"100%" cel=
lpadding=3D"0" cellspacing=3D"0" style=3D"border-spacing:0 !important; bord=
er-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt">
    <tbody>
        <tr>
            <td align=3D"left" valign=3D"top" style=3D"border-collapse:coll=
apse; mso-line-height-rule:exactly; font-family:Arial, sans-serif; color:#1=
b1b1b; word-break:break-word; text-align:left; padding:10px 20px 10px 0px; =
font-size:0px">
               =20
                    <a href=3D"https://www.creditcanada.com/e3t/Btc/2I+113/=
ck3sb04/VX87TZ6Z3zllW8KJmv22D3t5BW4CCSrm4B410MN54gmPp3q3nJV1-WJV7CgL_zW8mLY=
Rj3PfCLkV5sx265dVNngW7zyTBq7CnKDkW3l6k8Y302J-DN3MYf1WQZLNDW70dHJg2bXG13TCMJ=
b5P45LVW7TTYBL2_b-T0W32w78n10K5t_W8FR5Lq7D4ncyW8Kb4bz2507NxW60hfSd4DpZXjW7z=
jy131J4tS7MlcLc6gHFWbW7Fxv7m4tR1fjW6Vqzb155HXRyVmH4TK8s7zLDW6mcJZf8_hX3BW8F=
_PHk7bC4krW22R8R02KXkqjW7jhWrJ3G1Bg6VzzbrK5P3vTdW4GmMfj4kt3ZFW5DvWbT5jvBZd3=
bs61" target=3D"_blank" style=3D"color:#00a4bd; mso-line-height-rule:exactl=
y" data-hs-link-id=3D"0">
               =20
                <img alt=3D"more-information" src=3D"https://www.creditcana=
da.com/hs-fs/hubfs/more-information.png?width=3D418&amp;upscale=3Dtrue&amp;=
name=3Dmore-information.png" style=3D"outline:none; text-decoration:none; -=
ms-interpolation-mode:bicubic; border:none; max-width:100%; font-size:16px"=
 width=3D"209" align=3D"middle" srcset=3D"https://www.creditcanada.com/hs-f=
s/hubfs/more-information.png?upscale=3Dtrue&amp;width=3D418&amp;upscale=3Dt=
rue&amp;name=3Dmore-information.png 209w, https://www.creditcanada.com/hs-f=
s/hubfs/more-information.png?upscale=3Dtrue&amp;width=3D836&amp;upscale=3Dt=
rue&amp;name=3Dmore-information.png 418w" sizes=3D"(max-width: 209px) 100vw=
, 209px">
               =20
                    </a>
               =20
            </td>
        </tr>
    </tbody>
</table></div>
</div>


    
    </div>
  =20
  </div>
  <div id=3D"section_1637258596769" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
    
      <div class=3D"hse-column-container hse-border" style=3D"min-width:280=
px; max-width:600px; width:100%; Margin-left:auto; Margin-right:auto; borde=
r-collapse:collapse; border-spacing:0; border-left:1px solid #cccccc; borde=
r-right:1px solid #cccccc; box-sizing:border-box; background-color:#fef9f3"=
 bgcolor=3D"#fef9f3">
    
   =20
    
    

<div id=3D"column_1637258596770_0" class=3D"hse-column hse-size-4">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; =
padding:4px 0px 5px 15px"><div id=3D"hs_cos_wrapper_module_16372586593286" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" s=
tyle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-=
cos-general-type=3D"widget" data-hs-cos-type=3D"module">

<table role=3D"presentation" width=3D"100%" align=3D"left" border=3D"0" sty=
le=3D"position:relative; top:-1px; min-width:20px; width:100%; max-width:10=
0%; border-spacing:0; mso-table-lspace:0pt; mso-table-rspace:0pt; border-co=
llapse:collapse; font-size:1px">
  <tbody><tr>
   =20
   =20
   =20
    <td width=3D"100%" valign=3D"middle" style=3D"border-collapse:collapse;=
 mso-line-height-rule:exactly; font-family:Arial, sans-serif; font-size:15p=
x; color:#1b1b1b; word-break:break-word; line-height:0; border:transparent;=
 border-bottom:1px solid #000000; mso-border-bottom-alt:1px solid #000000; =
border-bottom-width:1px">&nbsp;</td>
   =20
   =20
  </tr>
</tbody></table>
</div></td></tr><=
/tbody></table>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:1px 30px 3px 15px"><div id=3D"hs_cos_wrapper_module_16372586444675" c=
lass=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" st=
yle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-c=
os-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wr=
apper_module_16372586444675_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget=
 hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit=
; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-ty=
pe=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:175%=
; font-weight:bold">MODERATED BY:</p></div></div></td></tr></tbody></table>
<div id=3D"hs_cos_wrapper_module_16372589694569" class=3D"hs_cos_wrapper hs=
_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; fo=
nt-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget=
" data-hs-cos-type=3D"module">
=09
<table class=3D"hse-image-wrapper" role=3D"presentation" width=3D"100%" cel=
lpadding=3D"0" cellspacing=3D"0" style=3D"border-spacing:0 !important; bord=
er-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt">
    <tbody>
        <tr>
            <td align=3D"center" valign=3D"top" style=3D"border-collapse:co=
llapse; mso-line-height-rule:exactly; font-family:Arial, sans-serif; color:=
#1b1b1b; word-break:break-word; text-align:center; padding:10px 0px 10px 15=
px; font-size:0px">
               =20
                <img alt=3D"bruce-sellery-image-2" src=3D"https://www.credi=
tcanada.com/hs-fs/hubfs/bruce-sellery-image-2.png?width=3D360&amp;upscale=
=3Dtrue&amp;name=3Dbruce-sellery-image-2.png" style=3D"outline:none; text-d=
ecoration:none; -ms-interpolation-mode:bicubic; max-width:100%; font-size:1=
6px" width=3D"180" align=3D"middle" srcset=3D"https://www.creditcanada.com/=
hs-fs/hubfs/bruce-sellery-image-2.png?upscale=3Dtrue&amp;width=3D360&amp;up=
scale=3Dtrue&amp;name=3Dbruce-sellery-image-2.png 180w, https://www.creditc=
anada.com/hs-fs/hubfs/bruce-sellery-image-2.png?upscale=3Dtrue&amp;width=3D=
720&amp;upscale=3Dtrue&amp;name=3Dbruce-sellery-image-2.png 360w" sizes=3D"=
(max-width: 180px) 100vw, 180px">
               =20
            </td>
        </tr>
    </tbody>
</table></div>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:3px 0px 3px 15px"><div id=3D"hs_cos_wrapper_module_163725921044913" c=
lass=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" st=
yle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-c=
os-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wr=
apper_module_163725921044913_" class=3D"hs_cos_wrapper hs_cos_wrapper_widge=
t hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inheri=
t; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-t=
ype=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:150=
%"><span style=3D"font-weight: bold;">Bruce Sellery</span><br>CEO of Credit=
 Canada and Money Columnist at CBC and Cityline</p></div></div></td></tr></=
tbody></table>
</div>




<div id=3D"column_1637258596770_1" class=3D"hse-column hse-size-4">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; =
padding:4px 0px 5px 15px"><div id=3D"hs_cos_wrapper_module_16354359103007" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" s=
tyle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-=
cos-general-type=3D"widget" data-hs-cos-type=3D"module">

<table role=3D"presentation" width=3D"100%" align=3D"left" border=3D"0" sty=
le=3D"position:relative; top:-1px; min-width:20px; width:100%; max-width:10=
0%; border-spacing:0; mso-table-lspace:0pt; mso-table-rspace:0pt; border-co=
llapse:collapse; font-size:1px">
  <tbody><tr>
   =20
   =20
   =20
    <td width=3D"100%" valign=3D"middle" style=3D"border-collapse:collapse;=
 mso-line-height-rule:exactly; font-family:Arial, sans-serif; font-size:15p=
x; color:#1b1b1b; word-break:break-word; line-height:0; border:transparent;=
 border-bottom:1px solid #000000; mso-border-bottom-alt:1px solid #000000; =
border-bottom-width:1px">&nbsp;</td>
   =20
   =20
  </tr>
</tbody></table>
</div></td></tr><=
/tbody></table>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:1px 30px 3px 15px"><div id=3D"hs_cos_wrapper_module_16372589460268" c=
lass=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" st=
yle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-c=
os-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wr=
apper_module_16372589460268_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget=
 hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit=
; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-ty=
pe=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:175%=
; font-weight:bold">PANELISTS:</p></div></div></td></tr></tbody></table>
<div id=3D"hs_cos_wrapper_module_163725908718810" class=3D"hs_cos_wrapper h=
s_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; f=
ont-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widge=
t" data-hs-cos-type=3D"module">
=09
<table class=3D"hse-image-wrapper" role=3D"presentation" width=3D"100%" cel=
lpadding=3D"0" cellspacing=3D"0" style=3D"border-spacing:0 !important; bord=
er-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt">
    <tbody>
        <tr>
            <td align=3D"center" valign=3D"top" style=3D"border-collapse:co=
llapse; mso-line-height-rule:exactly; font-family:Arial, sans-serif; color:=
#1b1b1b; word-break:break-word; text-align:center; padding:10px 0px; font-s=
ize:0px">
               =20
                <img alt=3D"moira-somers" src=3D"https://www.creditcanada.c=
om/hs-fs/hubfs/moira-somers.png?width=3D360&amp;upscale=3Dtrue&amp;name=3Dm=
oira-somers.png" style=3D"outline:none; text-decoration:none; -ms-interpola=
tion-mode:bicubic; max-width:100%; font-size:16px" width=3D"180" align=3D"m=
iddle" srcset=3D"https://www.creditcanada.com/hs-fs/hubfs/moira-somers.png?=
upscale=3Dtrue&amp;width=3D360&amp;upscale=3Dtrue&amp;name=3Dmoira-somers.p=
ng 180w, https://www.creditcanada.com/hs-fs/hubfs/moira-somers.png?upscale=
=3Dtrue&amp;width=3D720&amp;upscale=3Dtrue&amp;name=3Dmoira-somers.png 360w=
" sizes=3D"(max-width: 180px) 100vw, 180px">
               =20
            </td>
        </tr>
    </tbody>
</table></div>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:3px 7px 3px 13px"><div id=3D"hs_cos_wrapper_module_163725925165614" c=
lass=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" st=
yle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-c=
os-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wr=
apper_module_163725925165614_" class=3D"hs_cos_wrapper hs_cos_wrapper_widge=
t hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inheri=
t; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-t=
ype=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:150=
%"><span style=3D"font-weight: bold;">Dr. Moira Somers </span></p>
<p style=3D"mso-line-height-rule:exactly; line-height:150%">Financial Psych=
ologist, Professor and Family Wealth Consultant</p></div></div></td></tr></=
tbody></table>
</div>




<div id=3D"column_1637258596770_2" class=3D"hse-column hse-size-4">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-=
table-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" =
style=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-famil=
y:Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; =
padding:4px 15px 5px 0px"><div id=3D"hs_cos_wrapper_module_16372586712027" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" s=
tyle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-=
cos-general-type=3D"widget" data-hs-cos-type=3D"module">

<table role=3D"presentation" width=3D"100%" align=3D"left" border=3D"0" sty=
le=3D"position:relative; top:-1px; min-width:20px; width:100%; max-width:10=
0%; border-spacing:0; mso-table-lspace:0pt; mso-table-rspace:0pt; border-co=
llapse:collapse; font-size:1px">
  <tbody><tr>
   =20
   =20
   =20
    <td width=3D"100%" valign=3D"middle" style=3D"border-collapse:collapse;=
 mso-line-height-rule:exactly; font-family:Arial, sans-serif; font-size:15p=
x; color:#1b1b1b; word-break:break-word; line-height:0; border:transparent;=
 border-bottom:1px solid #000000; mso-border-bottom-alt:1px solid #000000; =
border-bottom-width:1px">&nbsp;</td>
   =20
   =20
  </tr>
</tbody></table>
</div></td></tr><=
/tbody></table>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:1px 30px 3px 15px"><div id=3D"hs_cos_wrapper_module_163725912654912" =
class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" s=
tyle=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-=
cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_w=
rapper_module_163725912654912_" class=3D"hs_cos_wrapper hs_cos_wrapper_widg=
et hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inher=
it; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-=
type=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:17=
5%"><span style=3D"color: #fef9f3;">panelist</span></p></div></div></td></t=
r></tbody></table>
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t" data-hs-cos-type=3D"module">
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llapse; mso-line-height-rule:exactly; font-family:Arial, sans-serif; color:=
#1b1b1b; word-break:break-word; text-align:center; padding:10px 15px 10px 0=
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m/hs-fs/hubfs/paula-allen.png?width=3D360&amp;upscale=3Dtrue&amp;name=3Dpau=
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n-mode:bicubic; max-width:100%; font-size:16px" width=3D"180" align=3D"midd=
le" srcset=3D"https://www.creditcanada.com/hs-fs/hubfs/paula-allen.png?upsc=
ale=3Dtrue&amp;width=3D360&amp;upscale=3Dtrue&amp;name=3Dpaula-allen.png 18=
0w, https://www.creditcanada.com/hs-fs/hubfs/paula-allen.png?upscale=3Dtrue=
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" style=3D"border-spacing:0 !important; border-collapse:collapse; mso-ta=
ble-lspace:0pt; mso-table-rspace:0pt"><tbody><tr><td class=3D"hs_padded" st=
yle=3D"border-collapse:collapse; mso-line-height-rule:exactly; font-family:=
Arial, sans-serif; font-size:15px; color:#1b1b1b; word-break:break-word; pa=
dding:3px 7px 3px 5px"><div id=3D"hs_cos_wrapper_module_163725929871215" cl=
ass=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" sty=
le=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-co=
s-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wra=
pper_module_163725929871215_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget=
 hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit=
; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-ty=
pe=3D"rich_text"><p style=3D"mso-line-height-rule:exactly; line-height:150%=
"><span style=3D"font-weight: bold;">Paula Allen</span><br>Global Leader, R=
esearch and Total Well-being and Senior Vice-President at LifeWorks</p></di=
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