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From: Emy Abd Manap <emyabdmanap@gmail.com>
Date: Mon, 20 Sep 2021 22:39:31 +0700
Message-ID: <CAGty5BeutdmzrEQHiFtXOjyMk5-0T4h+ROzAPJKDWXa94oWk-Q@mail.gmail.com>
Subject: Gold CIF/FOB Europe,USA, Dubai,HK
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CIF/FOB Asia
Price Discount.8/5 (gross/net).
Min 400kg (1pallet) - 800kg (2 pallet)
More than 3 pallet and above 9/6
6% Net to Buyer.
1.5% seller side.(closed)
1.5% buyer side (Open).

# For One Delivery

CIF/FOB Europe/turkey/Switzerland/USA
Discount.9/6 (gross/net) .
Min 10 MT (25 Pallet)
Max 35 MT
6% Net to Buyer.
1.5% seller side.(closed)
1.5% buyer side (Open)

# For One Delivery

12.5kg x 32 bar =3D 400kg ( 1 Pallet)
Min 25 Pallet

-------------------------------------------------------------

Zurich Switzerland 400MT
Geneva Switzerland 400MT
London UK 400MT
Frankfurt Germany 400MT
Istanbul Turkey 400MT
New York USA 400MT
Los Angeles USA 400 MT
Miami USA 400MT
Bangkok Thailand 400MT
India 400MT
Dubai 12,00MT
Singapore =E2=9D=8C
Hong Kong 400MT

All stored in Free Trade Zone Private Warehouse with insurance and
Security.  POP will be provided when seller Terms & Condition are fulfilled=
.

-------------------------------------------------------------

FOB PROCEDURE

1. STANDARD OPERATION PROCEDURE for the purchase of
Non-Monetary/Private/Second-hand goods/Recyclable with purity of 99.95%-
99.99% on FOB Basis (Year 1999 =E2=80=93 2014)

1.1 The Buyer shall submit the =E2=80=9CLetter of Intent LOI=E2=80=9D inclu=
ding the Buyer=E2=80=99s
passport and name of appointed bank, details of bank officer in-charged
such as name, telephone number, e-mail address together with the agreed
amount money for the purchase.

1.2 Gold Bar Company shall draft the Sales and Purchase Agreement and
forward to the buyer to fill up via electronic signing and to be returned
to the Seller. The Seller shall then require to fill up all the relevant
information and returned this contract to the buyer after obtained approval
from Consortiums Owner Gold, Warehouse, Transportation=E2=80=99s Brinks, Se=
curity
Insurance, Seller=E2=80=99s Bank for approval Seller=E2=80=99s Transaction =
Code within 7
days after Signed contract.

1.3 The Bank transaction shall only be made via the CORRESPONDENT BANK
as per listing provided. Buyer may select the listed correspondent Bank
according to their own preference and convenient.

1.4 After mutual agreement (Due to the Covid-19 pandemic, electronics
signature
is acceptable), the Buyer and The Seller will sign this Sales and Purchase
Agreement (SPA) with Sellers full banking coordinates, including electronic
signature.

1.5 Seller and Buyer shall then lodge one original copy of this Sales and
Purchase Agreement (SPA) with their respective bank.

1.6 The Buyer=E2=80=99s Bank sends to Seller=E2=80=99s Bank a _____________=
____________
AUTHENTICATED, CASH-BACKED, NON-OPERATIONAL, NON-TRANSFERABLE
AND NON-ASSIGNABLE BLOCKED FUNDS VIA SWIFT MT799 to the face value of the
lift amount or the _____Kg/MT =E2=80=9CExpired, Recyclable and Used=E2=80=
=9D Gold.

1.7 The Seller's bank responds with RWA via Swift MT600, within 3 banking
days to confirm the product for a quantity of _____Kg/MT =E2=80=9Cexpired=
=E2=80=9D Gold is
available and lift able, to include:
a. THE INVITATION TO THE TTM, ISSUED BY THE DEPOSITORY, BASED ON THE
DEPOSIT CONFIRMATION LETTER, TO INSPECT THE FIRST LIFT OF
_____Kg/MT. ALTERNATIVELY, THIS INVITATION CAN BE SENT DIRECTLY FROM THE
DEPOSITORY TO THE BUYER.
b. SKR
c. CERTIFICATE OF OWNERSHIP
d. LOGISTICAL REPORTS
e. INSURANCE CONTRACT
And
f. A 2% (TWO PERCENT)PERFORMANCE BOND via SWIFT MT760.

Upon successful verification of items (a. to (e. and receipt of the
Performance Bond, the BLOCKED FUNDS becomes operational.

1.8 The Buyer, after prior consultation with the Depository, and along with
his
assayer of his choice will then start (together with the Seller or the
Seller=E2=80=99s representative) the Assay Procedure based on the DCL in th=
e
warehouse in
DUBAI, HK, EUROPE, USA. Assay means a physical viewing /inspection/
NON-DESTRUCTIVE
PURITY TEST of the amount of Gold Bullion Bars for the first tranche. If
there is
insufficient Assay facilities or Assay conditions, or discrepancies in
Assay measurement or Assay results, the Seller and Buyer shall arrange a
special Refinery Assay, using a refinery to be agreed by Buyer and Seller,
under detailed
surveillance of the Buyer.

1.9 After Final Assay of every tranche or lot, the Buyer /Representative of
the
Buyer and Seller/Representative of the Seller shall both sign the Price
Protocol, and the Buyer shall then initiate Full Payment by MT 103 against
simultaneous
change of ownership and lift within 24hours. Simultaneously the payments
under the terms of the IMFPA will be initiated.

1.10 The transfer of the Precious Metal is made against final payment. Then
the title deed of equal amount will be transferred to the Buyer.
(Certificate of Title).

1.11 The Security Warehouse were equipped with the required office
equipment and other facilities to perform the business transaction such as
to transfer of title deed. Once the process ended, the Buyer has a choice
to remain storing goods at
same Warehouse or to relocate at other location.

1.12 Consecutive purchase will be followed the same procedure as scheduled.

2. Brief explanation on the above procedure that shall be arranged prior to
the event:

2.1) Invitation must be initiated either from the Depository himself
(Warehouse
owner) or recommended by the Seller, where seller shall seek the
Depository=E2=80=99s approval to perform visit.

2.2) The application letter must indicate the relevant details such as,
date, time, quantity of personnel invited to join, full name, designation
(Buyer, Assayer, Paymaster/or Seller=E2=80=99s representative), estimated d=
uration
the visit and the purpose of the visit.

2.3) Upon reviewing the application letter issued by the Seller, the
Depository shall then issue a letter namely as =E2=80=9CDeposit Confirmatio=
n
Letter=E2=80=9D which is a written granted letter for the listed name as in=
dicated
in the application letter to be allowed for accessing and entering into the
warehouse on the agreed schedule time and date.

2.4) Buyer, Assayer, Pay Master and/or Seller, shall declare the
devices/equipment that to be brought into the warehouse for security
reason. Assayer shall declare their scanner equipment.

3. Bank to Bank transaction procedures:
=E2=80=A2 Buyer=E2=80=99s Bank Swift RWA MT199 to Seller=E2=80=99s Bank. (O=
ption) RMA
=E2=80=A2 Seller=E2=80=99s Bank Swift Confirm MT199 to Buy=E2=80=99s Bank. =
(Option)
=E2=80=A2 Buyer=E2=80=99s Bank POF Swift Non-Operative MT799 block fund to =
Seller=E2=80=99s Bank.
=E2=80=A2 Seller=E2=80=99s Bank POP Swift MT600 to Buyer=E2=80=99s Bank.
=E2=80=A2 Seller trigger Performance Bond of 2% to Buyer=E2=80=99s Bank in =
order to
activate blocked Fund via MT760 followed by original copy of SKR (POP)
Proof of Product to be sent to Buyer=E2=80=99s Bullion Bank.

-------------------------------------------------------------

Good morning,

This is a 100% Swiss procedure  with  no  guarantee  that  the  buyer
will  buy  the  gold. In our  SPA,  the PRIVATE  WAREHOUSE document  or
DEPOSIT CONFIRMATION LETTER (DCL)  or  SKR  will  only be  activated
simultaneously against  your  buyer's payment  guarantee.  This creates
fairness, justice  and balance in  trade. Our  transaction  is  confirmed
using a  bank-to-bank SWIFT, as the  bank-to bank SWIFT confirmation  is a
priority  step that  filters out  whether  the buyer is able to purchase
the product  or not. This part  is an  obligation. DEPOSITED CONFIRMATION
LETTER (DCL)  / SKR  from  PRIVATE WAREHOUSE or visiting  the  warehouse
or  requesting a warehouse  document is a secondary step. A  bank will
help filter everything. We  do not  wish  to send DCL  at  this point  as
we believe the  buyer can  use  our DCL  or  other  warehouse document
against a credit line  request from their bank. This proves  that  the
buyer  may not have  the money to  purchase the product,  thus using  the
product  confirmation to get a  line of credit from  the bank. If the buyer
intends to buy from  us  and will use a payment  guarantee because the
seller needs to be sure that  you will  buy  the  product after successful
refining,  please send a letter  of  intent. The gold  that the seller is
selling  and  its series have  expired  from  the  LBMASPDR-GLD system. The
price of gold is always negotiable  since you  don't pay the seller  until
the gold has been  sent  to the refinery for  further refining and a  new
certificate is issued. You just need  to use a "payment guarantee" or  a
"bank promise to pay blocked funds". It is not  the final  payment. It  is
only to  ensure the  seller's confidence.

-------------------------------------------------------------

1. Seller only deal through bank to bank transaction and no outside bank
transaction are allowed to secure both paties buyer and seller.

2. Our transaction without upfront fees and no deposit at all.

3. Buyer Proof of Fund (POF) secured bank to bank by swift MT199 to seller
bank.

4. Bullion Bank will send POP to buyer bank by Swift and NO POP outside
bank to protect circulating document and to avoid false the documents over
the Internet. Only bank officer incharge will have the copy to handle this
transaction.

5. Buyer can request video from current physical stock under their name and
passport copy after sign the SPA and before they Swift Block Fund to seller
bank.

6. All Commission and payment are secured under ICC international laws.

-------------------------------------------------------------

CIF PROCEDURE :

Buyer must strictly stick to the imposed local Customs, Export, Civil and
Commercial
law, and INCOTERMS 2010.

1) Seller \ Seller Mandate send SCO/FCO For Buyer to agree & sign.

2) Buyer submits a Letter of Intent (LOI). The LOI should include all bank
detail.

3) After mutual agreement at TTM (Due to the Covid-19 pandemic, electronics
signature is acceptable), The Buyer and The Seller will sign and seal Sales
and Purchase Agreement (SPA) with their full banking coordinates also sign
separate
NCNDA/IMFPA.

4) Both parties shall then each lodge one original copy of Sales and
Purchase Agreement (SPA) with their respective banks.

5) Within three (3) banking days after submitted this Agreement on both
banks, The
Buyer=E2=80=99s bank issues a SWIFT MT199 RWA and advise readiness to issue
Irrevocable,
Non-Transferable, Confirmed Letter of Credit 100% at Sight via MT700 OR
Irrevocable, Confirmed, Non-transferable and Non-Assignable Blocked Funds
via
SWIFT MT799, OR Irrevocable, Confirmed, Non- transferable and
Non-Assignable
Standby Letter of Credit (SBLC) via MT760.

6) Within two (2) banking days after receiving SWIFT MT700 RWA upon
validation and authentication it by the Seller=E2=80=99s bank, this bank is=
sues an
operative Irrevocable, Confirmed Performance Bond Guarantee (PBG) equal two
percent (2%) of total amount of each tranche and delivers it to the Buyer=
=E2=80=99s
bank via SWIFT MT760 against
the Buyer=E2=80=99s LC /Block Fund /SBLC and confirm and undertake that if =
after
issuing LC
/Block Funds/SBLC the Seller does not deliver Commodity according term of
Agreement, then the Seller=E2=80=99s bank is undertaking to pay amount of t=
his PBG
to the Buyer as penalty. If event it, LC /Block Funds/SBLC will terminated.
Also, the Seller=E2=80=99s bank delivers Proof of Product (POP) via SWIFT M=
T600 to
the Buyer=E2=80=99s Bank as
following:

=E2=80=A2 Safe Keeping Receipt (SKR)
=E2=80=A2 Certificate of Origin
=E2=80=A2 Certificate of Legal Ownership
=E2=80=A2 Seller's Certificate stating that the GLD are free and clear of a=
ll liens
and encumbrances and freely tradable and exportable and of non- criminal
origin
=E2=80=A2 Certified Weight List and Assay describing each Bar as follows:
A- Serial Number as stamped on each Bar
B- Raw Weight as stamped on each Bar
C- Total weight as stamped on each Bar
=E2=80=A2 Internationally Accepted Assay Certificate and Hallmark certifica=
te
=E2=80=A2 Receipt of paid custom duties and taxes
=E2=80=A2 Export Permit(s)
=E2=80=A2 Insurance Certificate
=E2=80=A2 Commercial Invoice
=E2=80=A2 Packing List
=E2=80=A2 Airway Bill

7) Within Five (5) banking days upon receiving, validation and
authentication PBG MT760 and POP MT600 by the Buyer=E2=80=99s bank, this ba=
nk
issues:

8-1) An Irrevocable, Non-Transferable, Confirmed Letter of Credit 100% at
Sight and deliver it to Seller=E2=80=99s designated bank coordinates via SW=
IFT
MT700.
OR

8-2) Irrevocable, Confirmed, Non-transferable and Non- Assignable Block
Funds and
deliver it to Seller=E2=80=99s designated bank coordinates via SWIFT MT799.=
 OR 8-3)
Irrevocable, Confirmed, Non-transferable and Non- Assignable Standby Letter
of Credit (SBLC) and deliver it to Seller=E2=80=99s designated bankcoordina=
tes via
SWIFT MT760.

8) The Buyer along with an assayer of his/her choice will then be invited
to the Seller=E2=80=99s
security warehouse for a physical viewing/inspection of the amount of
Precious
Metal for the first tranche within three (3) banking days.
9) Within Three (3) banking days of the physical inspection, the Seller
will transport the mutually agreed quantity to the refinery designated by
the Buyer at the Seller=E2=80=99s
expense (CIF Gold Refinery, XXXXXXX) and the precious metal refining in the
refinery of the Buyer will be at the Buyer=E2=80=99s expense. After refinem=
ent and
the Refinery Final
Assay Report issued by the Buyer=E2=80=99s refinery, the buyer will settle =
payment
in full for
an equal number of precious metals within Five (5) banking days to the
Seller. The transfer of the Precious Metal Holder is made against final
payment. Then the
title deed of equal amount will be transferred to the Buyer. Payment will
be made by MT103 Cash Transfer without any delay within Five (5) banking
days after the issuance of the assay report by the XXXX accredited
refinery).

10) If the Buyer does not want to make physical inspection at the Seller=E2=
=80=99s
Security
warehouse, the Seller should ship product within Five (5) banking days
after both
parties=E2=80=99 bank officers settle funds and products through Swift in
headquarters,
Brussels as both parties agreed.

11) Simultaneously with make payment to the Seller account, the Seller is
obligated to
pay commission of both party intermediaries=E2=80=99 accordance IMFPA which=
 is
incorporated as a material part of Agreement.

Emy Abd Manap

+6287771919232 Indonesia
+601161357509 Malaysia

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<div dir=3D"auto"><div dir=3D"ltr" style=3D"font-family:sans-serif">CIF/FOB=
 Asia</div><div dir=3D"auto" style=3D""><div dir=3D"auto" style=3D""><div d=
ir=3D"auto" style=3D"font-family:sans-serif">Price Discount.8/5 (gross/net)=
.</div><div dir=3D"auto" style=3D"font-family:sans-serif">Min 400kg (1palle=
t) - 800kg (2 pallet)</div><div dir=3D"auto" style=3D"font-family:sans-seri=
f">More than 3 pallet and above 9/6</div><div dir=3D"auto" style=3D"font-fa=
mily:sans-serif">6% Net to Buyer.</div><div dir=3D"auto" style=3D"font-fami=
ly:sans-serif">1.5% seller side.(closed)</div><div dir=3D"auto" style=3D"fo=
nt-family:sans-serif">1.5% buyer side (Open).=C2=A0</div><div dir=3D"auto" =
style=3D"font-family:sans-serif"><br></div><div dir=3D"auto" style=3D"font-=
family:sans-serif"># For One Delivery</div><div dir=3D"auto" style=3D"font-=
family:sans-serif"><br></div><div dir=3D"auto" style=3D"font-family:sans-se=
rif">CIF/FOB Europe/turkey/Switzerland/USA</div><div dir=3D"auto" style=3D"=
font-family:sans-serif">Discount.9/6 (gross/net) .</div><div dir=3D"auto" s=
tyle=3D"font-family:sans-serif">Min 10 MT (25 Pallet)</div><div dir=3D"auto=
" style=3D"font-family:sans-serif">Max 35 MT</div><div dir=3D"auto" style=
=3D"font-family:sans-serif">6% Net to Buyer.</div><div dir=3D"auto" style=
=3D"font-family:sans-serif">1.5% seller side.(closed)</div><div dir=3D"auto=
" style=3D"font-family:sans-serif">1.5% buyer side (Open)=C2=A0</div><div d=
ir=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"auto" st=
yle=3D"font-family:sans-serif"># For One Delivery</div><div dir=3D"auto" st=
yle=3D"font-family:sans-serif"><br></div><div dir=3D"auto" style=3D"font-fa=
mily:sans-serif">12.5kg x 32 bar =3D 400kg ( 1 Pallet)</div><div dir=3D"aut=
o" style=3D"font-family:sans-serif">Min 25 Pallet</div><div dir=3D"auto" st=
yle=3D"font-family:sans-serif"><br></div><div dir=3D"auto" style=3D"font-fa=
mily:sans-serif">----------------------------------------------------------=
---</div><div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div =
dir=3D"auto" style=3D""><div dir=3D"auto" style=3D""><font face=3D"sans-ser=
if">Zurich Switzerland 400MT</font></div><div dir=3D"auto" style=3D""><font=
 face=3D"sans-serif">Geneva Switzerland 400MT</font></div><div dir=3D"auto"=
 style=3D""><font face=3D"sans-serif">London UK 400MT</font></div><div dir=
=3D"auto" style=3D""><font face=3D"sans-serif">Frankfurt Germany 400MT</fon=
t></div><div dir=3D"auto" style=3D""><font face=3D"sans-serif">Istanbul Tur=
key 400MT</font></div><div dir=3D"auto" style=3D""><font face=3D"sans-serif=
">New York USA 400MT</font></div><div dir=3D"auto" style=3D""><font face=3D=
"sans-serif">Los Angeles USA 400 MT</font></div><div dir=3D"auto" style=3D"=
"><font face=3D"sans-serif">Miami USA 400MT</font></div><div dir=3D"auto" s=
tyle=3D""><font face=3D"sans-serif">Bangkok Thailand 400MT</font></div><div=
 dir=3D"auto" style=3D""><font face=3D"sans-serif">India 400MT</font></div>=
<div dir=3D"auto" style=3D""><font face=3D"sans-serif">Dubai 12,00MT</font>=
</div><div dir=3D"auto" style=3D""><font face=3D"sans-serif">Singapore =E2=
=9D=8C</font></div><div dir=3D"auto" style=3D""><font face=3D"sans-serif">H=
ong Kong 400MT</font></div><div dir=3D"auto" style=3D""><font face=3D"sans-=
serif"><br></font></div><div dir=3D"auto" style=3D""><font face=3D"sans-ser=
if"><br></font></div><div dir=3D"auto" style=3D""><font face=3D"sans-serif"=
>All stored in Free Trade Zone Private Warehouse with insurance and Securit=
y.=C2=A0 POP will be provided when seller Terms &amp; Condition are fulfill=
ed.</font></div><div dir=3D"auto" style=3D""><font face=3D"sans-serif"><br>=
</font></div><div dir=3D"auto" style=3D""><font face=3D"sans-serif">-------=
------------------------------------------------------</font></div></div></=
div><div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=
=3D"auto" style=3D"font-family:sans-serif">FOB PROCEDURE=C2=A0</div><div di=
r=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"auto" sty=
le=3D"font-family:sans-serif">1. STANDARD OPERATION PROCEDURE for the purch=
ase of Non-Monetary/Private/Second-hand goods/Recyclable with purity of 99.=
95%- 99.99% on FOB Basis (Year 1999 =E2=80=93 2014)</div><div dir=3D"auto" =
style=3D"font-family:sans-serif"><br></div><div dir=3D"auto" style=3D"font-=
family:sans-serif">1.1 The Buyer shall submit the =E2=80=9CLetter of Intent=
 LOI=E2=80=9D including the Buyer=E2=80=99s passport and name of appointed =
bank, details of bank officer in-charged such as name, telephone number, e-=
mail address together with the agreed amount money for the purchase.</div><=
div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"aut=
o" style=3D"font-family:sans-serif">1.2 Gold Bar Company shall draft the Sa=
les and Purchase Agreement and forward to the buyer to fill up via electron=
ic signing and to be returned to the Seller. The Seller shall then require =
to fill up all the relevant information and returned this contract to the b=
uyer after obtained approval from Consortiums Owner Gold, Warehouse, Transp=
ortation=E2=80=99s Brinks, Security Insurance, Seller=E2=80=99s Bank for ap=
proval Seller=E2=80=99s Transaction Code within 7 days after Signed contrac=
t.</div><div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div d=
ir=3D"auto" style=3D"font-family:sans-serif">1.3 The Bank transaction shall=
 only be made via the CORRESPONDENT BANK</div><div dir=3D"auto" style=3D"fo=
nt-family:sans-serif">as per listing provided. Buyer may select the listed =
correspondent Bank according to their own preference and convenient.</div><=
div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"aut=
o" style=3D"font-family:sans-serif">1.4 After mutual agreement (Due to the =
Covid-19 pandemic, electronics signature=C2=A0</div><div dir=3D"auto" style=
=3D"font-family:sans-serif">is acceptable), the Buyer and The Seller will s=
ign this Sales and Purchase Agreement (SPA) with Sellers full banking coord=
inates, including electronic=C2=A0</div><div dir=3D"auto" style=3D"font-fam=
ily:sans-serif">signature.</div><div dir=3D"auto" style=3D"font-family:sans=
-serif"><br></div><div dir=3D"auto" style=3D"font-family:sans-serif">1.5 Se=
ller and Buyer shall then lodge one original copy of this Sales and</div><d=
iv dir=3D"auto" style=3D"font-family:sans-serif">Purchase Agreement (SPA) w=
ith their respective bank.</div><div dir=3D"auto" style=3D"font-family:sans=
-serif"><br></div><div dir=3D"auto" style=3D"font-family:sans-serif">1.6 Th=
e Buyer=E2=80=99s Bank sends to Seller=E2=80=99s Bank a ___________________=
______</div><div dir=3D"auto" style=3D"font-family:sans-serif">AUTHENTICATE=
D, CASH-BACKED, NON-OPERATIONAL, NON-TRANSFERABLE=C2=A0</div><div dir=3D"au=
to" style=3D"font-family:sans-serif">AND NON-ASSIGNABLE BLOCKED FUNDS VIA S=
WIFT MT799 to the face value of the lift amount or the _____Kg/MT =E2=80=9C=
Expired, Recyclable and Used=E2=80=9D Gold.=C2=A0</div><div dir=3D"auto" st=
yle=3D"font-family:sans-serif"><br></div><div dir=3D"auto" style=3D"font-fa=
mily:sans-serif">1.7 The Seller&#39;s bank responds with RWA via Swift MT60=
0, within 3 banking days to confirm the product for a quantity of _____Kg/M=
T =E2=80=9Cexpired=E2=80=9D Gold is=C2=A0</div><div dir=3D"auto" style=3D"f=
ont-family:sans-serif">available and lift able, to include:</div><div dir=
=3D"auto" style=3D"font-family:sans-serif">a. THE INVITATION TO THE TTM, IS=
SUED BY THE DEPOSITORY, BASED ON THE DEPOSIT CONFIRMATION LETTER, TO INSPEC=
T THE FIRST LIFT OF=C2=A0</div><div dir=3D"auto" style=3D"font-family:sans-=
serif">_____Kg/MT. ALTERNATIVELY, THIS INVITATION CAN BE SENT DIRECTLY FROM=
 THE DEPOSITORY TO THE BUYER.</div><div dir=3D"auto" style=3D"font-family:s=
ans-serif">b. SKR</div><div dir=3D"auto" style=3D"font-family:sans-serif">c=
. CERTIFICATE OF OWNERSHIP</div><div dir=3D"auto" style=3D"font-family:sans=
-serif">d. LOGISTICAL REPORTS</div><div dir=3D"auto" style=3D"font-family:s=
ans-serif">e. INSURANCE CONTRACT</div><div dir=3D"auto" style=3D"font-famil=
y:sans-serif">And</div><div dir=3D"auto" style=3D"font-family:sans-serif">f=
. A 2% (TWO PERCENT)PERFORMANCE BOND via SWIFT MT760.</div><div dir=3D"auto=
" style=3D"font-family:sans-serif"><br></div><div dir=3D"auto" style=3D"fon=
t-family:sans-serif">Upon successful verification of items (a. to (e. and r=
eceipt of the Performance Bond, the BLOCKED FUNDS becomes operational.</div=
><div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"a=
uto" style=3D"font-family:sans-serif">1.8 The Buyer, after prior consultati=
on with the Depository, and along with his</div><div dir=3D"auto" style=3D"=
font-family:sans-serif">assayer of his choice will then start (together wit=
h the Seller or the Seller=E2=80=99s representative) the Assay Procedure ba=
sed on the DCL in the warehouse in</div><div dir=3D"auto" style=3D"font-fam=
ily:sans-serif">DUBAI, HK, EUROPE, USA. Assay means a physical viewing /ins=
pection/ NON-DESTRUCTIVE=C2=A0</div><div dir=3D"auto" style=3D"font-family:=
sans-serif">PURITY TEST of the amount of Gold Bullion Bars for the first tr=
anche. If there is=C2=A0</div><div dir=3D"auto" style=3D"font-family:sans-s=
erif">insufficient Assay facilities or Assay conditions, or discrepancies i=
n Assay measurement or Assay results, the Seller and Buyer shall arrange a =
special Refinery Assay, using a refinery to be agreed by Buyer and Seller, =
under detailed=C2=A0</div><div dir=3D"auto" style=3D"font-family:sans-serif=
">surveillance of the Buyer.</div><div dir=3D"auto" style=3D"font-family:sa=
ns-serif"><br></div><div dir=3D"auto" style=3D"font-family:sans-serif">1.9 =
After Final Assay of every tranche or lot, the Buyer /Representative of the=
=C2=A0</div><div dir=3D"auto" style=3D"font-family:sans-serif">Buyer and Se=
ller/Representative of the Seller shall both sign the Price Protocol, and t=
he Buyer shall then initiate Full Payment by MT 103 against simultaneous=C2=
=A0</div><div dir=3D"auto" style=3D"font-family:sans-serif">change of owner=
ship and lift within 24hours. Simultaneously the payments under the terms o=
f the IMFPA will be initiated.=C2=A0</div><div dir=3D"auto" style=3D"font-f=
amily:sans-serif"><br></div><div dir=3D"auto" style=3D"font-family:sans-ser=
if">1.10 The transfer of the Precious Metal is made against final payment. =
Then the title deed of equal amount will be transferred to the Buyer. (Cert=
ificate of Title).</div><div dir=3D"auto" style=3D"font-family:sans-serif">=
<br></div><div dir=3D"auto" style=3D"font-family:sans-serif">1.11 The Secur=
ity Warehouse were equipped with the required office equipment and other fa=
cilities to perform the business transaction such as to transfer of title d=
eed. Once the process ended, the Buyer has a choice to remain storing goods=
 at=C2=A0</div><div dir=3D"auto" style=3D"font-family:sans-serif">same Ware=
house or to relocate at other location.=C2=A0</div><div dir=3D"auto" style=
=3D"font-family:sans-serif"><br></div><div dir=3D"auto" style=3D"font-famil=
y:sans-serif">1.12 Consecutive purchase will be followed the same procedure=
 as scheduled.</div><div dir=3D"auto" style=3D"font-family:sans-serif"><br>=
</div><div dir=3D"auto" style=3D"font-family:sans-serif">2. Brief explanati=
on on the above procedure that shall be arranged prior to the event:</div><=
div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"aut=
o" style=3D"font-family:sans-serif">2.1) Invitation must be initiated eithe=
r from the Depository himself (Warehouse=C2=A0</div><div dir=3D"auto" style=
=3D"font-family:sans-serif">owner) or recommended by the Seller, where sell=
er shall seek the Depository=E2=80=99s approval to perform visit.</div><div=
 dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"auto" =
style=3D"font-family:sans-serif">2.2) The application letter must indicate =
the relevant details such as, date, time, quantity of personnel invited to =
join, full name, designation (Buyer, Assayer, Paymaster/or Seller=E2=80=99s=
 representative), estimated duration the visit and the purpose of the visit=
.</div><div dir=3D"auto" style=3D"font-family:sans-serif"><br></div><div di=
r=3D"auto" style=3D"font-family:sans-serif">2.3) Upon reviewing the applica=
tion letter issued by the Seller, the Depository shall then issue a letter =
namely as =E2=80=9CDeposit Confirmation Letter=E2=80=9D which is a written =
granted letter for the listed name as indicated in the application letter t=
o be allowed for accessing and entering into the warehouse on the agreed sc=
hedule time and date.</div><div dir=3D"auto" style=3D"font-family:sans-seri=
f"><br></div><div dir=3D"auto" style=3D"font-family:sans-serif">2.4) Buyer,=
 Assayer, Pay Master and/or Seller, shall declare the devices/equipment tha=
t to be brought into the warehouse for security reason. Assayer shall decla=
re their scanner equipment.</div><div dir=3D"auto" style=3D"font-family:san=
s-serif"><br></div><div dir=3D"auto" style=3D"font-family:sans-serif">3. Ba=
nk to Bank transaction procedures:</div><div dir=3D"auto" style=3D"font-fam=
ily:sans-serif">=E2=80=A2 Buyer=E2=80=99s Bank Swift RWA MT199 to Seller=E2=
=80=99s Bank. (Option) RMA</div><div dir=3D"auto" style=3D"font-family:sans=
-serif">=E2=80=A2 Seller=E2=80=99s Bank Swift Confirm MT199 to Buy=E2=80=99=
s Bank. (Option)</div><div dir=3D"auto" style=3D"font-family:sans-serif">=
=E2=80=A2 Buyer=E2=80=99s Bank POF Swift Non-Operative MT799 block fund to =
Seller=E2=80=99s Bank.=C2=A0</div><div dir=3D"auto" style=3D"font-family:sa=
ns-serif">=E2=80=A2 Seller=E2=80=99s Bank POP Swift MT600 to Buyer=E2=80=99=
s Bank.=C2=A0</div><div dir=3D"auto" style=3D"font-family:sans-serif">=E2=
=80=A2 Seller trigger Performance Bond of 2% to Buyer=E2=80=99s Bank in ord=
er to activate blocked Fund via MT760 followed by original copy of SKR (POP=
) Proof of Product to be sent to Buyer=E2=80=99s Bullion Bank.</div><div di=
r=3D"auto" style=3D"font-family:sans-serif"><br></div><div dir=3D"auto" sty=
le=3D"font-family:sans-serif">---------------------------------------------=
----------------</div><div dir=3D"auto" style=3D"font-family:sans-serif"><b=
r></div><div dir=3D"auto" style=3D"font-family:sans-serif"><div dir=3D"auto=
">Good morning,</div><div dir=3D"auto"><br></div><div dir=3D"auto">This is =
a 100% Swiss procedure=C2=A0 with=C2=A0 no=C2=A0 guarantee=C2=A0 that=C2=A0=
 the=C2=A0 buyer=C2=A0 will=C2=A0 buy=C2=A0 the=C2=A0 gold. In our=C2=A0 SP=
A,=C2=A0 the PRIVATE=C2=A0 WAREHOUSE document=C2=A0 or DEPOSIT CONFIRMATION=
 LETTER (DCL)=C2=A0 or=C2=A0 SKR=C2=A0 will=C2=A0 only be=C2=A0 activated=
=C2=A0 simultaneously against=C2=A0 your=C2=A0 buyer&#39;s payment=C2=A0 gu=
arantee.=C2=A0 This creates=C2=A0 fairness, justice=C2=A0 and balance in=C2=
=A0 trade. Our=C2=A0 transaction=C2=A0 is=C2=A0 confirmed using a=C2=A0 ban=
k-to-bank SWIFT, as the=C2=A0 bank-to bank SWIFT confirmation=C2=A0 is a=C2=
=A0 priority=C2=A0 step that=C2=A0 filters out=C2=A0 whether=C2=A0 the buye=
r is able to purchase=C2=A0 the product=C2=A0 or not. This part=C2=A0 is an=
=C2=A0 obligation. DEPOSITED CONFIRMATION LETTER (DCL)=C2=A0 / SKR=C2=A0 fr=
om=C2=A0 PRIVATE WAREHOUSE or visiting=C2=A0 the=C2=A0 warehouse=C2=A0 or=
=C2=A0 requesting a warehouse=C2=A0 document is a secondary step. A=C2=A0 b=
ank will=C2=A0 help filter everything. We=C2=A0 do not=C2=A0 wish=C2=A0 to =
send DCL=C2=A0 at=C2=A0 this point=C2=A0 as=C2=A0 we believe the=C2=A0 buye=
r can=C2=A0 use=C2=A0 our DCL=C2=A0 or=C2=A0 other=C2=A0 warehouse document=
=C2=A0 against a credit line=C2=A0 request from their bank. This proves=C2=
=A0 that=C2=A0 the buyer=C2=A0 may not have=C2=A0 the money to=C2=A0 purcha=
se the product,=C2=A0 thus using=C2=A0 the product=C2=A0 confirmation to ge=
t a=C2=A0 line of credit from=C2=A0 the bank. If the buyer intends to buy f=
rom=C2=A0 us=C2=A0 and will use a payment=C2=A0 guarantee because the=C2=A0=
 seller needs to be sure that=C2=A0 you will=C2=A0 buy=C2=A0 the=C2=A0 prod=
uct after successful refining,=C2=A0 please send a letter=C2=A0 of=C2=A0 in=
tent. The gold=C2=A0 that the seller is selling=C2=A0 and=C2=A0 its series =
have=C2=A0 expired=C2=A0 from=C2=A0 the=C2=A0 LBMASPDR-GLD system. The pric=
e of gold is always negotiable=C2=A0 since you=C2=A0 don&#39;t pay the sell=
er=C2=A0 until=C2=A0 the gold has been=C2=A0 sent=C2=A0 to the refinery for=
=C2=A0 further refining and a=C2=A0 new=C2=A0 certificate is issued. You ju=
st need=C2=A0 to use a &quot;payment guarantee&quot; or=C2=A0 a=C2=A0 &quot=
;bank promise to pay blocked funds&quot;. It is not=C2=A0 the final=C2=A0 p=
ayment. It=C2=A0 is only to=C2=A0 ensure the=C2=A0 seller&#39;s confidence.=
</div><div dir=3D"auto"><br></div><div dir=3D"auto"><div dir=3D"auto">-----=
--------------------------------------------------------</div><div dir=3D"a=
uto"><br></div><div dir=3D"auto"><div dir=3D"auto">1. Seller only deal thro=
ugh bank to bank transaction and no outside bank transaction are allowed to=
 secure both paties buyer and seller.=C2=A0</div><div dir=3D"auto"><br></di=
v><div dir=3D"auto">2. Our transaction without upfront fees and no deposit =
at all.=C2=A0</div><div dir=3D"auto"><br></div><div dir=3D"auto">3. Buyer P=
roof of Fund (POF) secured bank to bank by swift MT199 to seller bank.</div=
><div dir=3D"auto"><br></div><div dir=3D"auto">4. Bullion Bank will send PO=
P to buyer bank by Swift and NO POP outside bank to protect circulating doc=
ument and to avoid false the documents over the Internet. Only bank officer=
 incharge will have the copy to handle this transaction.=C2=A0</div><div di=
r=3D"auto"><br></div><div dir=3D"auto">5. Buyer can request video from curr=
ent physical stock under their name and passport copy after sign the SPA an=
d before they Swift Block Fund to seller bank.</div><div dir=3D"auto"><br><=
/div><div dir=3D"auto">6. All Commission and payment are secured under ICC =
international laws.</div><div dir=3D"auto"><br></div><div dir=3D"auto"><div=
 dir=3D"auto">-------------------------------------------------------------=
</div><div dir=3D"auto"><br></div><div dir=3D"auto"><div dir=3D"auto">CIF P=
ROCEDURE :</div><div dir=3D"auto"><br></div><div dir=3D"auto">Buyer must st=
rictly stick to the imposed local Customs, Export, Civil and Commercial=C2=
=A0</div><div dir=3D"auto">law, and INCOTERMS 2010.</div><div dir=3D"auto">=
<br></div><div dir=3D"auto">1) Seller \ Seller Mandate send SCO/FCO For Buy=
er to agree &amp; sign.</div><div dir=3D"auto"><br></div><div dir=3D"auto">=
2) Buyer submits a Letter of Intent (LOI). The LOI should include all bank =
detail.=C2=A0</div><div dir=3D"auto"><br></div><div dir=3D"auto">3) After m=
utual agreement at TTM (Due to the Covid-19 pandemic, electronics signature=
 is acceptable), The Buyer and The Seller will sign and seal Sales and Purc=
hase Agreement (SPA) with their full banking coordinates also sign separate=
</div><div dir=3D"auto">NCNDA/IMFPA.</div><div dir=3D"auto"><br></div><div =
dir=3D"auto">4) Both parties shall then each lodge one original copy of Sal=
es and Purchase Agreement (SPA) with their respective banks.</div><div dir=
=3D"auto"><br></div><div dir=3D"auto">5) Within three (3) banking days afte=
r submitted this Agreement on both banks, The</div><div dir=3D"auto">Buyer=
=E2=80=99s bank issues a SWIFT MT199 RWA and advise readiness to issue Irre=
vocable,=C2=A0</div><div dir=3D"auto">Non-Transferable, Confirmed Letter of=
 Credit 100% at Sight via MT700 OR</div><div dir=3D"auto">Irrevocable, Conf=
irmed, Non-transferable and Non-Assignable Blocked Funds via</div><div dir=
=3D"auto">SWIFT MT799, OR Irrevocable, Confirmed, Non- transferable and Non=
-Assignable=C2=A0</div><div dir=3D"auto">Standby Letter of Credit (SBLC) vi=
a MT760.=C2=A0</div><div dir=3D"auto"><br></div><div dir=3D"auto">6) Within=
 two (2) banking days after receiving SWIFT MT700 RWA upon validation and a=
uthentication it by the Seller=E2=80=99s bank, this bank issues an operativ=
e Irrevocable, Confirmed Performance Bond Guarantee (PBG) equal two percent=
 (2%) of total amount of each tranche and delivers it to the Buyer=E2=80=99=
s bank via SWIFT MT760 against=C2=A0</div><div dir=3D"auto">the Buyer=E2=80=
=99s LC /Block Fund /SBLC and confirm and undertake that if after issuing L=
C=C2=A0</div><div dir=3D"auto">/Block Funds/SBLC the Seller does not delive=
r Commodity according term of Agreement, then the Seller=E2=80=99s bank is =
undertaking to pay amount of this PBG to the Buyer as penalty. If event it,=
 LC /Block Funds/SBLC will terminated. Also, the Seller=E2=80=99s bank deli=
vers Proof of Product (POP) via SWIFT MT600 to the Buyer=E2=80=99s Bank as=
=C2=A0</div><div dir=3D"auto">following:</div><div dir=3D"auto"><br></div><=
div dir=3D"auto">=E2=80=A2 Safe Keeping Receipt (SKR)=C2=A0</div><div dir=
=3D"auto">=E2=80=A2 Certificate of Origin=C2=A0</div><div dir=3D"auto">=E2=
=80=A2 Certificate of Legal Ownership</div><div dir=3D"auto">=E2=80=A2 Sell=
er&#39;s Certificate stating that the GLD are free and clear of all liens a=
nd encumbrances and freely tradable and exportable and of non- criminal ori=
gin=C2=A0</div><div dir=3D"auto">=E2=80=A2 Certified Weight List and Assay =
describing each Bar as follows:=C2=A0</div><div dir=3D"auto">A- Serial Numb=
er as stamped on each Bar=C2=A0</div><div dir=3D"auto">B- Raw Weight as sta=
mped on each Bar=C2=A0</div><div dir=3D"auto">C- Total weight as stamped on=
 each Bar=C2=A0</div><div dir=3D"auto">=E2=80=A2 Internationally Accepted A=
ssay Certificate and Hallmark certificate=C2=A0</div><div dir=3D"auto">=E2=
=80=A2 Receipt of paid custom duties and taxes=C2=A0</div><div dir=3D"auto"=
>=E2=80=A2 Export Permit(s)</div><div dir=3D"auto">=E2=80=A2 Insurance Cert=
ificate</div><div dir=3D"auto">=E2=80=A2 Commercial Invoice=C2=A0</div><div=
 dir=3D"auto">=E2=80=A2 Packing List=C2=A0</div><div dir=3D"auto">=E2=80=A2=
 Airway Bill</div><div dir=3D"auto"><br></div><div dir=3D"auto">7) Within F=
ive (5) banking days upon receiving, validation and authentication PBG MT76=
0 and POP MT600 by the Buyer=E2=80=99s bank, this bank issues:</div><div di=
r=3D"auto"><br></div><div dir=3D"auto">8-1) An Irrevocable, Non-Transferabl=
e, Confirmed Letter of Credit 100% at Sight and deliver it to Seller=E2=80=
=99s designated bank coordinates via SWIFT MT700.=C2=A0</div><div dir=3D"au=
to">OR=C2=A0</div><div dir=3D"auto"><br></div><div dir=3D"auto">8-2) Irrevo=
cable, Confirmed, Non-transferable and Non- Assignable Block Funds and</div=
><div dir=3D"auto">deliver it to Seller=E2=80=99s designated bank coordinat=
es via SWIFT MT799. OR 8-3) Irrevocable, Confirmed, Non-transferable and No=
n- Assignable Standby Letter of Credit (SBLC) and deliver it to Seller=E2=
=80=99s designated bankcoordinates via SWIFT MT760.</div><div dir=3D"auto">=
<br></div><div dir=3D"auto">8) The Buyer along with an assayer of his/her c=
hoice will then be invited to the Seller=E2=80=99s=C2=A0</div><div dir=3D"a=
uto">security warehouse for a physical viewing/inspection of the amount of =
Precious=C2=A0</div><div dir=3D"auto">Metal for the first tranche within th=
ree (3) banking days.</div><div dir=3D"auto">9) Within Three (3) banking da=
ys of the physical inspection, the Seller will transport the mutually agree=
d quantity to the refinery designated by the Buyer at the Seller=E2=80=99s=
=C2=A0</div><div dir=3D"auto">expense (CIF Gold Refinery, XXXXXXX) and the =
precious metal refining in the refinery of the Buyer will be at the Buyer=
=E2=80=99s expense. After refinement and the Refinery Final=C2=A0</div><div=
 dir=3D"auto">Assay Report issued by the Buyer=E2=80=99s refinery, the buye=
r will settle payment in full for=C2=A0</div><div dir=3D"auto">an equal num=
ber of precious metals within Five (5) banking days to the Seller. The tran=
sfer of the Precious Metal Holder is made against final payment. Then the=
=C2=A0</div><div dir=3D"auto">title deed of equal amount will be transferre=
d to the Buyer. Payment will be made by MT103 Cash Transfer without any del=
ay within Five (5) banking days after the issuance of the assay report by t=
he XXXX accredited refinery).=C2=A0</div><div dir=3D"auto"><br></div><div d=
ir=3D"auto">10) If the Buyer does not want to make physical inspection at t=
he Seller=E2=80=99s Security=C2=A0</div><div dir=3D"auto">warehouse, the Se=
ller should ship product within Five (5) banking days after both=C2=A0</div=
><div dir=3D"auto">parties=E2=80=99 bank officers settle funds and products=
 through Swift in headquarters,=C2=A0</div><div dir=3D"auto">Brussels as bo=
th parties agreed.</div><div dir=3D"auto"><br></div><div dir=3D"auto">11) S=
imultaneously with make payment to the Seller account, the Seller is obliga=
ted to=C2=A0</div><div dir=3D"auto">pay commission of both party intermedia=
ries=E2=80=99 accordance IMFPA which is incorporated as a material part of =
Agreement.</div><div dir=3D"auto"><br></div><div dir=3D"auto">Emy Abd Manap=
</div><div dir=3D"auto"><br></div><div dir=3D"auto">+6287771919232 Indonesi=
a=C2=A0</div><div dir=3D"auto">+601161357509 Malaysia=C2=A0</div></div></di=
v></div></div></div></div></div>

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